MOTORCYCLE ACCIDENT ATTORNEY
Free Consultations for Motorcycle Wrecks
If you would like to schedule a free consultation with Nelson Johnson regarding a Motorcycle accident, feel free to email or call. My office is located in Cullman, just a block from the Cullman County Courthouse. We deal with automobile accident cases on a daily basis, and would be glad to assist you with yours.
MOTORCYCLE ACCIDENT LAWYER IN CULLMAN ALABAMA
Cullman Alabama is home to some of the most dangerous roads for motorcyclists in Alabama. With both rural county roads and some of the largest and most traveled roadways in Alabama, Cullman is host to a unique level of risk for our two-wheeled friends.
Alabama is rated the 10th most dangerous State in the nation for motorcycle riders. With a recent study finding that there were over 5,000 motorcycle crash fatalities in 2019 and over 90 of those occurred in Alabama. Sadly, it does not appear our roads are getting safer for motorcyclists as those number went up in 2020.
The danger when riding a motorcycle is exponentially higher than driving a standard four-wheeled vehicle. With the National Highway Traffic Safety Administration (NHTSA) estimating that a motorcyclists fatality rate was 29 times higher than a passenger vehicle occupant and nearly 40 times higher than a light truck occupant.
Alabama is second in the nation for distracted driving. Alabama motorist will almost certainly notice other drivers are on their phones, eating, or otherwise distracted from the task of driving. While this is dangerous for passenger vehicle drivers, motorcyclists are uniquely aware of the risk this poses to them and are often infuriated by what caged driver's failure to pay attention to the roadway ahead of them.
There are three major kinds of distracted driving: visual distractions, cognitive distractions, and manual distractions. The one we all think of is texting and driving, but it could also including eating, talking with passengers, messing with the radio or navigation system and many others. While this issue spans across all age groups it tends to be the worst in teens drivers. Over 60% of teen driving crashes today are caused by distracted driving.
Getting an attorney quickly after the accident can make a difference in your case, and hiring one that has experience working with motorcycle riders is crucial. Make sure that the attorney you choose is prepared to take your case all the way to a trial if necessary. Most cases will settle long before a trial, but you want the attorney you hire to be ready, willing, and prepared to take your case all the way if needed.
Motorcycles and Uninsured Motorist Coverage
The city of Cullman according to the most recent census has approximately 18,000 residents. With approximately 1,000 automobile accidents occurring in the city alone it is likely that almost everyone that lives here is likely to experience an auto accident during their driving life.
With those statistics in mind, and the unique risk that is posed to motorcycle riders it is important you understand what uninsured motorist coverage is and why it is worth the additional money on your motorcycle insurance.
Uninsured/Underinsured Motorist Coverage is coverage that you carry on your own insurance policy to cover you in the event that you are injured by another driver that is either uninsured or underinsured for the amount of damage they cause. In Alabama the minimum liability policy for bodily injury damages is $25,000.00. In almost any motorcycle collision you are likely to suffer more injuries than that minimum policy can cover you for. What that means realistically is that even if you have $50,000.00 in medical bills all their insurance company would pay you is that $25,000.00 and you would be left to figure out how to make that work. Additionally, in Alabama it is estimated that nearly 20% of drivers are uninsured. If you are hit by an uninsured driver, you could be left without the ability to recover for any of your injuries.
Uninsured Motorist Coverage is not very expensive in most cases and may only add a few dollars a month to your coverage. Under Alabama law you can stack the uninsured motorist coverage you have up to three times if you have the policy on multiple vehicles in your household. For instance, I carry $100,000 per person and $300,000 per accident on my uninsured policy and I have two vehicles insured with that amount. That means that if I am in a catastrophic accident even if the other person is uninsured I will have access to $200,000 dollars of insurance money to cover those injuries.
If you have any questions regarding a motorcycle accident or coverage for a collision give us a call.
Hire an Attorney to fight for You!
Cullman Alabama Motorcycle Accident Attorney
Nelson is a local Cullman, Alabama attorney that has the experience and willingness to fight for you. The insurance companies sole goal is to pay you as little as possible to get your case settled quickly. The insurance company immediately starts investigating your case, and does not have your interests in mind.
In order to keep the insurance company honest you need an experience motorcycle accident attorney on your side that is prepared and willing to go to trial if necessary. Insurance companies know which attorneys and firms are willing to meet them at the Court House. This knowledge is what keeps them honest while negotiating your case.
For some additional considerations, check out our article on the five things you should consider when hiring a car accident attorney.
Let us serve you and make sure that you are compensated fully for your injuries. Call us today to schedule a free case consultation.